Initial BizOne portal setup

docs/notes.md

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+# Version 3 Notes
+
+This version is a runnable baseline, not a production-ready app yet.
+
+## Already included
+- JWT login skeleton
+- Contacts list/create skeleton via Prisma
+- Webhook receive endpoint that stores payloads
+- Docker compose for PostgreSQL and Redis
+- Frontend dashboard layout skeleton
+
+## Next recommended work
+- Password hashing and real auth guard
+- Full CRUD for contacts
+- Template and campaign modules
+- Queue worker with BullMQ
+- Provider adapter layer
+- Better frontend UI kit integration