import Image from "next/image"; import Link from "next/link"; import utmsProduk from "@/app/utms_produk.png"; export const metadata = { title: "Unified TMS | IPTEK EDC Merchant Onboarding", description: "Deploy your merchant terminals in hours, not days, with the IPTEK Unified Transaction Management System.", }; const features = [ { icon: "edit_document", title: "Simplified Application", desc: "Intelligent forms that adapt based on business type, reducing friction and incomplete submissions by 60%.", }, { icon: "cloud_upload", title: "Document Management", desc: "Cloud-native repository with automated indexing and OCR for rapid extraction of KYB data.", }, { icon: "verified_user", title: "Compliance Automation", desc: "Embedded AML/Sanction screening and fraud checks that run instantly in the background.", }, { icon: "monitoring", title: "Real-time Tracking", desc: "A transparent dashboard for merchants and banks to view the precise stage of every application.", }, { icon: "hub", title: "Integration Hub", desc: "Direct API hooks to leading payment gateways and central banking systems for immediate provisioning.", }, ]; export default function UTMSPage() { return (
{/* Hero */}
EDC Onboarding

EDC Onboarding,{" "}
Redefined.

Say goodbye to weeks of paperwork. Deploy your merchant terminals in hours, not days, with the IPTEK Unified Transaction Management System.

Start Streamlining Request Demo
Unified TMS
98% Faster
Onboarding Speed
{/* Floating card */}
speed Real-time Approval
{/* Problem / Solution */}

Complexity is the Enemy.

Traditional merchant onboarding is fragmented, slow, and prone to human error. IPTEK provides the clarity you need.

{/* Problem card */}
dangerous

The Complexity Gap

Siloed document verification and manual data entry create bottlenecks that frustrate merchants and delay revenue.

    {["Manual KYB/KYC loops", "Fragmented email chains", "Unclear status updates"].map((item) => (
  • close {item}
  • ))}
{/* Solution card */}
Network
bolt

Streamlined Unified TMS

One platform to manage the entire lifecycle of a merchant's EDC terminal, from application to active transactions.

40%
OpEx Reduction
24h
Average Onboarding
{/* Features */}

Integrated Intelligence for Seamless Operations.

Our features aren't just tools — they are the architectural pillars of your merchant acquisition strategy.

Learn about our architecture arrow_forward
{features.map((f) => (
{f.icon}

{f.title}

{f.desc}

))} {/* Custom modules card */}
add

Custom Modules

Built for scale. Talk to us about bespoke integrations.

{/* Compliance & Security */}

Bank-Grade Security.
Regulatory Precision.

IPTEK handles the world's most sensitive financial data. Our Unified TMS is built on a foundation of zero-trust architecture and rigorous compliance protocols.

{[ { icon: "security", title: "PCI-DSS Level 1", desc: "The highest standard in payment security, maintained and audited annually.", }, { icon: "lock_person", title: "AES-256 Encryption", desc: "End-to-end encryption for all merchant documents and transaction logs.", }, ].map((item) => (
{item.icon}
{item.title}

{item.desc}

))}
Server security
{[ { icon: "verified", label: "ISO 27001" }, { icon: "gpp_maybe", label: "GDPR Compliant" }, ].map((badge) => (
{badge.icon} {badge.label}
))}
{/* Final CTA */}

Ready to Scale?

Join hundreds of financial institutions modernizing their payment architecture with IPTEK.

Request a Personalized Demo Contact Sales
); }